Premium US Protection Plans
Harmonized financial, health, and asset custody options designed for modern American security requirements.
Transparent Underwriting, Lock-in Rates
Choose a pre-configured protective layer or fill out our quote builder below for bespoke limits.
Base Shield
Essential security safeguards designed for students, young workers, and individuals starting protection planning in the US.
- $100k Medical Flight Cap
- PPO Doctor Network Access
- IRS Sec. 7702 Digital Vault
- Asset Shielding Layer
- Dedicated Personal Adjuster
Family Guard
Comprehensive ACA-compliant wellness, life planning, and education protection schemes for growing family units.
- $1M Primary Healthcare Limit
- Dual-Parent Life Plan
- HSA Integration Option
- Interstate Portability
- Dedicated Personal Adjuster
Asset Secure
Premium safeguards for high-value properties, real estate investments, vehicles, and precious assets under US custody.
- Up to $2.5M Property Shield
- US Liability Guard ($500k)
- Instant Repair Reimbursements
- Delaware Trust Compatible
- Digital Policy Vault
Compare Plan Benefits
Detailed feature comparison of our pre-configured US protective layers.
| Coverage Feature | Base Shield | Family Guard | Asset Secure |
|---|---|---|---|
| Monthly Premium | $29 / mo | $99 / mo | $149 / mo |
| Medical Flight Limit | $100,000 | $1,000,000 | Unlimited |
| PPO Doctor Network | National Network | Premium Preferred | Elite Global Concierge |
| HSA Integration | Not Available | Fully Compatible | Fully Compatible |
| Asset Shielding Limit | Not Available | $250,000 | Up to $2,500,000 |
| Interstate Portability | Included | Included | Included |
| Dedicated Adjuster | No | No | 24/7 Dedicated Team |
Request a Bespoke Proposal
Input your security vectors, and our certified underwriters will compile a customized US protection strategy.
Plan Add-ons & Extra Safeguards
Tailor your active policy vault with premium rider integrations managed under US regulations.
Critical Care Rider
Integrate immediate cash release for major illness diagnoses. Funds are deposited directly to your bank account within 24 hours of clinical protocol validation.
Global Travel Rider
Extends healthcare vectors outside the United States. Covers international medical evacuations, lost documents, and legal support in over 150 countries.
Commercial Liability
Adds professional and general liability shielding for US LLCs or sole proprietorships. Protects company assets against sudden legal filings or customer claims.
Plan Selection FAQ
Answers to common billing and subscription policy adjustments for FinanceRoute365 plans.
Can I change or upgrade my plan mid-term?
Yes. You can upgrade from Base Shield to Family Guard or Asset Secure at any time via your active policy dashboard. Your premium will be pro-rated for the remaining billing days.
How does family deductible pooling work in Family Guard?
Under Family Guard, all family members share a unified deductible limit. Once the combined deductible is met by any family members, all medical vectors are fully covered.
Are there any setup fees or cancelation penalties?
No. We believe in complete transparency. There are zero enrollment fees, setup charges, or cancellation penalties. You can cancel your active protection at the end of any billing cycle.